De-Risking

Specialty insurance for unconventional risks.

Edge designs the de-risking architecture institutional capital requires — converting the technology, revenue, counterparty, and longevity risks that lenders won't accept into transferred, modeled, bankable exposures.

The Problem

Standard insurance
doesn't reach far enough.

Conventional commercial insurance covers the obvious risks — property damage, liability, business interruption. The risks that actually block financing — performance shortfalls, technology failure, market exposure, counterparty quality — sit outside the standard product set.

For these, you need a brokerage that designs products from first principles, places them with carriers that underwrite specialty lines, and integrates them into the financial structure. That's what Edge and Risk Capital Partners exist to do.

Risk Categories We Address

The risks that break financing.

01

Technology Risk

First-of-a-kind plants, novel processes, scale-up risk on emerging technologies. Performance wraps cover defined output, efficiency, and availability metrics.

02

Revenue Risk

Merchant exposure, offtake quality, market volatility. Revenue puts and floor structures establish minimum cash flows for debt service.

03

Longevity Risk

Asset life uncertainty, residual value at refinance, end-of-term obligations. Residual value insurance addresses lender LTV concerns.

04

Counterparty Risk

Offtaker credit, EPC contractor performance, feedstock supplier reliability. Counterparty wraps protect against named-party default.

Insurance Product Types

Bespoke coverage, designed for the deal.

Performance Wraps

Output and efficiency guarantees backed by rated insurance carriers — for FOAK and emerging technologies.

Revenue Puts

Floor pricing on merchant revenue exposure — enabling debt service coverage in volatile markets.

Residual Value

Asset value insurance at end of debt term — supporting LTV at refinance for novel asset classes.

IP-Backed Coverage

Insurance enabling patent portfolios and intellectual property to serve as transaction equity.

Life Settlements

Specialty structures supporting institutional investment in life settlement portfolios.

Surety & Bonding

Project completion bonds, performance guarantees, and other surety products for capital-intensive builds.

Tax Indemnity

Insurance against tax position challenges — particularly for ITC and credit-monetization structures.

Environmental

Pollution liability, remediation cost containment, and emerging-contaminant coverage for industrial assets.

How De-Risking Works

From identified risk
to placed coverage.

1

Risk Architecture

Map every material risk in the transaction. Identify which require transfer, which require disclosure, which require structure.

2

Product Design

Design bespoke insurance products. Quantify exposure, model claims scenarios, build the data package for carriers.

3

Carrier Placement

RCP places coverage with A/AA-rated specialty carriers. Negotiate terms, conditions, exclusions — structured to lender requirements.

4

Integration

Coverage integrated into credit agreement, rating analysis, and offering documents. The risk now sits with the carrier.

Frequently Asked

About de-risking with Edge.

A standard commercial broker places existing products. Edge and RCP design new products from first principles to address the specific risks blocking your financing — and place them with carriers that underwrite specialty lines.
Yes. We frequently design risk transfer structures for sponsors who already have lenders engaged but need help bridging specific underwriting gaps. RCP can be engaged independently for placement.
8–14 weeks from kick-off to bound coverage, depending on risk complexity and data availability. We run in parallel with lender diligence to compress the overall timeline.
Many become repeatable. We've designed wrap structures that have been deployed across multiple projects within sponsor portfolios — supporting platform-level financings.

What's blocking your financing?

Tell us the specific risk that's holding up your transaction. We'll tell you whether de-risking is the answer.

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